"Should I be an LLC or an S corp?" Answer it right and you keep thousands, every year, forever. Answer it from a 30-second TikTok and you either overpay the IRS — or buy yourself paperwork, penalties, and an audit profile. This kit answers it with your numbers. In about ten minutes. For $7.99.
Get the Decision Kit — $7.99 →Instant download · 2026 Edition · yours forever
Ask the internet and you'll get three answers in three scrolls:
That headline math ignores four things that shrink it — sometimes by half:
Our calculator counts all four. When the honest answer at your income is "don't elect — you'd lose $2,000 a year," this kit says so, plainly, and tells you what to do instead. A $7.99 product can afford to tell you the truth. A $299 formation package can't.
Instant download · 2026 Edition · yours forever
Answer a few plain-English questions about your real situation — owners, profit, growth plans. Land on your recommendation with the reasons, the traps to check, and exactly what to read next. Works in any browser, nothing to install.
Five yellow cells: your profit, a fair salary, your state costs. It returns one green number — what the S corp actually saves (or costs) you per year, all four drags included. Plus a ladder showing how the answer changes as you grow from $30k to $500k.
Twenty pages, nine short chapters, zero jargon: how the savings mechanism really works, how to set a salary that survives IRS scrutiny (with the real court cases), how to file the one-page election, when partnerships and C corps win instead, and the high-earner rules where the serious money hides.
The election would lose her $2,011/yr. She keeps her simple setup and maxes deductions instead. (Yes, our own kit talks people out of the fancy option. Often.)
Net saving $4,999 every year after every honest drag. His payroll runs on autopilot for $55/month.
$7,234/yr, plus a state-tax play worth even more that her structure unlocks (it's in Chapter 8).
Same model. Same math. Different businesses, different answers — which is exactly what real analysis looks like.
| The usual route | The usual price |
|---|---|
| An exploratory session with a professional | $300–$500 |
| A formation website's "consultation" + setup | $299 + subscriptions (and they're selling the setup) |
| Getting it wrong for two years | $10,000+ in overpaid tax — or overhead you never needed |
| The Decision Kit | $7.99 |
Instant download · works on any device · yours forever, including the 2026 Edition updates to this edition's files
One real date matters here: March 15. That's the IRS deadline for an S-corp election to count for the current tax year (late relief exists, but clean beats clever). Every month you're on the wrong side of this decision at $150k of profit costs about $415. There's no countdown timer on this page — just a calendar that doesn't care about your feelings.
No — education. It's the analysis and the honest numbers so that when you talk to your own professional (please do), you're buying confirmation instead of a from-scratch discovery bill.
Perfect timing. The kit covers the sequence — what to form, when, and which piece actually changes your taxes (spoiler: it's not the LLC itself).
Then the kit will probably tell you to stay simple — and show you the profit level where that flips, so you know your trigger point. Cheapest "not yet" you'll ever buy.
Covered — multi-owner rules, plus the two situations where a partnership beats an S corp outright.
The math engine isn't, and every figure is date-stamped to 2026 sources. Editions update when the IRS publishes new numbers.
PDF + browser tool + spreadsheet (Excel, Numbers, Google Sheets). Everything works everywhere.
One question, answered with your numbers, for less than lunch. And if the answer is "stay exactly as you are" — that's worth the $7.99 too. Maybe most of all.
Instant download · 2026 Edition · yours forever